overdraft

英 [ˈəʊvədrɑːft]

美 [ˈoʊvərdræft]

n.  透支额; 透支安排

复数：overdrafts　

IELTSTEM8BEC经济

Collins.1 / BNC.9950 / COCA.25476

牛津词典

noun

• 透支额；透支安排
  the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this
  1. to run up/pay off an overdraft
     发生透支；付清透支

柯林斯词典

• N-COUNT 透支；透支额
  If you have anoverdraft, you have spent more money than you have in your bank account, and so you are in debt to the bank.
  1. When I left Cambridge I had a £10,000 overdraft...
     我离开剑桥时，透支了1万英镑。
  2. Her bank warned that unless she repaid the overdraft she could face legal action.
     银行警告她如果不偿还透支钱款，她将面临诉讼。

英英释义

noun

• a draft in excess of the credit balance

双语例句

• The Dodd-Frank act restricted credit-card penalties and overdraft fees, and proposed a cap on the amount banks can charge retailers for debit-card transactions.
  多德-佛兰克法案限制了信用卡违约金和透支费，并提议对银行可向零售商收取的借记卡交易费用施加上限。
• Interest charges on an overdraft are high.
  对透支款项收取的利息是很高的。
• They discuss the interest rate charged on the overdraft facility.
  他们要商谈的是透支利率问题。
• Fixed credits and resource values being able to go negative ( ie, resource overdraft bug).
  固定资产贷款和资源价值能够去负（即，资源透支的错误）。
• The bank just closed down our overdraft.
  银行封闭了我们的透支额度。
• A lot of bank overdraft, operation, and an overdraft of the ratio is quite large.
  许多银行透支，操作和透支的比率是相当大。
• The subjective requirement of malicious overdraft is intentional, which is intention by illegal possession.
  恶意透支行为的主观罪过形式是故意，具有非法占有目的；
• A bank advance can take two forms, loan or overdraft.
  银行放款可以采取两种形式：贷款或透支。
• When I left Cambridge I had a £ 10,000 overdraft
  我离开剑桥时，透支了1万英镑。
• It might be necessary to know the bank's overdraft fees.
  也许有必要了解该银行的透支费用。